One thing you need to be successful in the US is a good credit score. Credit scores are used by lenders, banks, and financial institutions to understand how likely you are to pay back money that is lent to you.Read below to learn more about building credit as an international student. Here are several advantages of having good credit:

  • Lenders are more likely to let you borrow auto loans work
  • You will get lower interest rates, meaning you pay back less.
  • You will have more competitive repayment terms.
  • You will have a higher credit limit for revolving credit (such as credit cards, loans etc.).

Credit scores are based on an individual’s credit history. There are various historical factors that go into calculating your credit score, and we’ll get into those later.

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The United States is a nation built on having an automobile. Everyone has a car, with many families owning more than one. Large highways traverse the nation, and the idea of a road trip is a long-romanticized way of seeing the country. car financing for internationalsIt seems that owning and driving a car is inevitable, but is it?

With cities becoming more densely populated and easy access to on-demand ride services like Lyft and Uber, the way we get from point “A” to “B” is changing.

We think it’s worth exploring a simple question — “Is it better living outside the city with a car, or living in the city with a car?” It’s a complex question with varied answers, so we’ll break down some of the most common areas and explore what could influence your decision. People are increasingly moving into larger cities, with a 12% increase in urban populations between the years 2000 and 2010.

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